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The Lifestyle Protector | Print |

Lifestyle Protector

"Everyone Accepted"  "No Health Questions Asked" 

NO STATED INCOME REQUIREMENT

WHEN PEOPLE ARE UNFORTUNATE ENOUGH TO HAVE A CRITICAL ILLNESS OR LONG TERM  DISABILITY, THE 2 MOST IMPORTANT THINGS YOU LOOSE CANNOT BE MEASURED.  PRIDE & INDEPENENCE.

LOSING YOUR ABILITY TO PROVIDE AN INCOME FOR YOURSELF OR THOSE YOU LOVE IS ALMOST MORE DEVASTATING THAN THE ACCIDENT THAT COULD LEAVE YOU PERMANENTLY DISABLED..  

THE LIFESTYLE PROTECTOR PLAN PROVIDES A $1,300,000.00 PLAN THAT WILL RESTORE YOUR FINANCIAL PRIDE & INDEPENDENCE.   THIS PLAN PROVIDES A CASH BENEFIT THAT CAN HELP YOU WHEN YOU NEED IT THE MOST, & HELP YOU UNTIL YOU HOPEFULLY FULLY RECOVER. 

ACCIDENTS ARE UNEXPECTED....  HOW YOU CARE FOR THEM SHOULD NOT BE....
THE LIFESTYLE PROTECTOR PLAN WILL HELP SEE YOU & YOUR FAMILY THROUGH THE UNEXPECTED... 

MOST TRADITIONAL INSURANCES COVER MEDICAL EXPENSES, BUT LEAVE YOU TO PAY OUT OF POCKET EXPENSES SUCH AS DEDUCTIBLES, OFFICE VISIT CO-PAYMENTS, TRANSPORTATION & LODGING COSTS. 

COULD YOU AFFORD TO PAY ALL THE COSTS RELATED TO CARING FOR AN ACCIDENTAL INJURY THAT LEFT YOU DISABLED LONG TERM?

YOU STAND A GOOD CHANCE TODAY OF SURVIVING MEDICALLY….  
NOW YOU CAN SURVIVE FINANCIALLY TOO !





Lifestyle Protector

 

ALL PLANS INCLUDE: “ELITE ASSOCIATION MEMBER BENEFITS”:

FREE WELLNESS LAB PROFILE, KARIS GROUP, LAB DISCOUNTS, TESTING DISCOUNTS, TELADOC, IDENTITY THEFT INSURANCE, ROADSIDE ASSISTANCE & AUTO TOWING, LEGAL CLUB OF AMERICA, EMERGENCY TRAVEL ASSISTANCE, EMERGENCY AIR RESCUE (HELICOPTER), SURGICAL TRIP-MEDICAL TOURISM. PLUS MUCH MORE!

 

$5,000.00 CRITICAL ILLNESS (PLAN A) OR $10,000.00 CRITICAL ILLNESS (PLAN B)

IF YOU ARE DIAGNOSED WITH A HEART ATTACK, STROKE, KIDNEY (RENAL) FAILURE, LIFE THREATENING CANCER, COMA, LOSS OF SIGHT, SPEECH, OR HEARING, MAJOR ORGAN TRANSPLANT, PARALYSIS, OR SERVE BURNS, YOU WILL RECEIVE $5,000.00 OR $10,000.00, SUBJECT TO ANY WAITING PERIODS AND/OR EXCLUSIONS. 100% ON THE PRIMARY MEMBER, 50% ON THE SPOUSE, & 25% ON ALL DEPENDENT CHILDREN.

 

 LONG TERM ACCIDENT DISABILITY INCOME  (A TOTAL OF 1.3 MILLION DOLLARS OF COVERAGE)

If an Insured Person becomes totally & permanently disabled as a result of a covered accident within 90 days the accident, the Insurance Company will pay a benefit as follows:


Primary Member Coverage

Spousal Coverage

Short Term Benefit

$5,000/Month

Short Term Benefit

$2,500/Month

Waiting Period - No Benefits

6 Months

Waiting Period - No Benefits

6 Months

Short Term Payment Period

6 Months

Short Term Payment Period

6 Months

Long Term Benefit begins after the Short Term Payment Period Expires

$10,000/Month

Long Term Benefit begins after the Short Term Payment Period
Expires

$5,000/Month

Benefit Period

Up to 10 Years

Benefit Period

Up to 10 Years

Accidental Death Benefit

$1,000

Accidental Death Benefit

$1,000


PLAN COMPARISON:


ELITE
ASSOCIATION

$1.3 MILLION
LONG TERM
ACCIDENT
DISABILITY
INCOME

$5,000.00

CRITICAL
ILLNESS
INSURANCE

$10,000.00

CRITICAL
ILLNESS
INSURANCE

PLAN A

 

PLAN B

 





Lifestyle Protector TOP 11, MOST APPRECIATED BENEFITS ARE:

 

$ 1,300,000.00 LONG TERM ACCIDENT DISABILITY INCOME WITH $10,000.00 CRITICAL ILLNESS PROTECTION. 


LAB DISCOUNTS…

ALL LAB TESTING HAS SAVINGS OF 40% TO 85%. THE TEST RESULTS CAN BE SENT DIRECTLY TO YOUR DOCTOR FOR ASSISTANCE IN DIAGNOSIS AND TREATMENT. IT’S FAST, EASY & SAVES YOU MONEY!

 

TESTING DISCOUNTS…

ALL DIAGNOSTIC TESTING COSTS WILL RECEIVE 40% TO 85% DISCOUNTS. AS A MEMBER THIS PROVIDES YOU A SUBSTANTIAL SAVINGS ON NORMALLY EXPENSIVE TESTING PROCEDURES. OUR WONDERFUL CUSTOMER SERVICE STAFF WILL HELP YOU ORDER & FIND LOCATIONS FOR TESTING.

 

TELADOC…

TALK TO A DOCTOR RIGHT NOW! TELADOC IS A NATIONAL NETWORK OF BOARD CERTIFIED PHYSICIANS PROVIDING CROSS COVERAGE CONSULTATIONS 24 HOURS A DAY, 365 DAYS A YEAR. TELADOC PHYSICIANS USE BOTH MEDICAL RECORDS & TELEPHONE CONSULTATIONS TO DIAGNOSE, RECOMMEND TREATMENT & WRITE SHORT TERM PRESCRIPTIONS WHEN APPROPRIATE. THIS DOES NOT REPLACE THE EXISTING PHYSICIAN RELATIONSHIP, BUT INSTEAD ENHANCES IT.

 

IDENTITY THEFT INSURANCE…

INTERNET & PERSONAL IDENTITY THEFT PROTECTION. THIS BENEFIT WILL PAY (SUBJECT TO PLAN TERMS AND CONDITIONS), REASONABLE & NECESSARY COSTS INCURRED BY YOU FOR RE-FILING CERTAIN DOCUMENTS AS A RESULT OF A STOLEN IDENTITY EVENT. LOST WAGES, LEGAL DEFENSE FEES & EXPENSES, AS WELL AS RESTORATION SERVICE ARE PROVIDED WITH THIS BENEFIT AS WELL.

 

ROADSIDE ASSISTANCE & AUTO TOWING…

SHOULD ANYONE ON YOUR PLAN NEED HELP, YOU’LL HAVE 24/7 HELP TO GET YOU BACK ON THE ROAD. TOWING, CAR WON’T START, FLAT TIRE, OUT OF FUEL, CAR STUCK, LOCKOUT SERVICE ARE JUST SOME OF THE BENEFITS THE 13,000 TOWING PROVIDERS IN THE NATIONWIDE NETWORK WILL HELP YOU WITH. A VERY HELPFUL SERVICE FOR YOU, YOUR SPOUSE, OR YOUR CHILDREN.

 

LEGAL CLUB OF AMERICA…

THE BEST LEGAL PLAN MONEY CAN BUY. BUT YOU DON’T HAVE TO SINCE IT IS INCLUDED IN YOUR PLAN BENEFITS. 9 FREE SERVICES! PLUS SUBSTANTIAL DISCOUNTS & SAVINGS ON ALL LEGAL NEEDS LIKE, TRAFFIC TICKET DEFENSE, BANKRUPTCY, OR SIMPLE DIVORCE. YOU WILL HAVE OVER 20,000 ATTORNEYS NATIONWIDE TO HELP YOU IF YOU ARE HOME OR ANYWHERE IN THE COUNTRY. YOU’LL ALSO HAVE PREPARED FOR YOU A SIMPLE WILL. 78% OF AMERICANS DO NOT HAVE A WILL. THERE IS NO AREA OF LAW THAT IS NOT COVERED BY THIS BENEFIT.

 

EMERGENCY TRAVEL ASSISTANCE…

IF MORE THAN 100 MILES FROM HOME, YOU’LL HAVE EMERGENCY EVACUATION / REPATRIATION, TRANSPORTATION OF ESCORT, FAMILY VISITATION, MINOR CHILDREN RETURN/ESCORT, VEHICLE RETURN, LOST DOCUMENT SERVICE, EMERGENCY DELIVERY OF PRESCRIPTIONS, EMERGENCY CASH TRANSFER & ADVANCESAND MUCH MORE!

 

EMERGENCY AIR RESCUE…

THIS BENEFIT, WILL REIMBURSE A MEMBER FOR THE COST OF MEDICALLY NECESSARY HELICOPTER TRANSPORTATION COST UP TO A MAXIMUM OF $4,000 PER OCCURRENCE. COVERAGE IS WORLDWIDE. TRANSPORTATION TO BE BY HELICOPTER ONLY.

 

SURGICAL TRIP - MEDICAL TOURISM…

FOR OVER 15 YEARS, “SURGICAL TRIP” HAS PROVIDED A PLETHORA OF EXPERT SURGEONS, OUTSTANDING HOSPITALS & CLINICS WHICH OFFER INEXPENSIVE “FIXED RATES” THAT ARE GENERALLY 40% TO 90% LESS THAN IN THE U.S. ACCREDITED HOSPITALS, BOARD CERTIFIED SURGEONS, HIPAA PROTECTION, AND PROFESSIONAL BILINGUAL COUNSELORS ARE ALL PART OF THE SERVICES PROVIDED.



PLUS THE OTHER 35+ BENEFITS YOU HAVE ACCESS TO WITH ALL PLANS:

 


  • HOSPITAL MEDIATION SERVICE
  • MEDICAL & DENTAL FINANCING
  • RX DRUG ASSISTANCE PROGRAM
  • THE EPIC HEARING SERVICE PLAN
  • VITAMIN DISCOUNTS
  • NUTRITIONAL SUPPLEMENTS
  • DENTIST.NET
  • 24 HOUR COUNSELING

CONSUMER SERVICES:
  • "SHOP TILL YOU DROP"
  • SHOPPING SERVICE
  • MEGA MALL
  • CDBA VISA PREPAID CARD
  • LIVING TRUSTS
  • INCOME TAX REVIEW
  • MORTGAGE CONCIERGE SERVICES
  • FLORAL SAVINGS
  • CARPET SAVINGS
  • MOVING SAVINGS
  • AUTO RENTAL SAVINGS
  • EXCLUSIVE TRAVEL DISCOUNTS
  • VACATION MOTOR HOME RENTALS
  • EMPLOYEE DISCOUNT CLUB
  • THEME PARK DISCOUNTS
    (60 LOCATIONS)

AUTOMOBILE SERVICES:

  • AUTOMOBILE BODYWORK
  • AUTOMOBILE PAINTING
  • AUTOMOBILE DISCOUNT TIRES
  • AUTOMOBILE DISCOUNT RIMS
  • LIGHT TRUCK DISCOUNT TIRES
  • LIGHT TRUCK DISCOUNT RIMS
  • JIFFY LUBE
  • MEINEKE COMPLETE CAR CENTER

MERCHANT ACCOUNT SERVICES:
  • ACH ELECTRONIC FUNDS TRANSFERS
  • FREE BAD CHECK COLLECTION
  • CHECK VERIFICATION
  • CREDIT AND DEBT SERVICES
  • EMAIL FORWARDING
  • FREE DOMAIN NAMES
  • USA TODAY ADVERTISING DISCOUNT
  • TOOL COMPLIANCE

GREAT BENEFITS & COVERAGE!
EXCELLENT VALUE!
GUARANTEED ACCEPTANCE!




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